:root{
  --primary:#1E4D8F;--water:#3FA7D6;--aqua:#59C9A5;--bg:#F4F7FA;--text:#163047;--muted:#5d7384;--white:#fff;
  --shadow:0 10px 30px rgba(18,45,73,.08);--radius:22px;
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Inter,Arial,sans-serif;color:var(--text);background:#fff;line-height:1.65}
img{max-width:100%;height:auto;border-radius:18px;display:block}
a{color:var(--primary);text-decoration:none}
.container{width:min(1120px,92%);margin:0 auto}
.narrow{width:min(820px,100%);margin:0 auto}
.site-header{position:sticky;top:0;background:rgba(255,255,255,.96);backdrop-filter:blur(10px);z-index:20;border-bottom:1px solid #e5eef5}
.topbar{display:flex;align-items:center;justify-content:space-between;gap:20px;padding:14px 0}
.brand{display:flex;align-items:center;gap:12px;font-weight:800;color:var(--text)}
.main-nav{display:flex;gap:18px;flex-wrap:wrap}
.main-nav a{font-weight:600;color:var(--text)}
.header-cta,.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;padding:13px 18px;border-radius:999px;font-weight:700;border:2px solid transparent}
.btn-primary{background:var(--primary);color:#fff}
.btn-secondary{background:#fff;color:var(--primary);border-color:var(--primary)}
.breadcrumbs{padding:18px 0 6px;color:var(--muted);font-size:.95rem}
.breadcrumbs span{margin:0 6px}
.hero{padding:28px 0 38px;background:linear-gradient(180deg,#f7fbff 0%,#fff 100%)}
.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:34px;align-items:center}
.eyebrow{display:inline-block;padding:7px 12px;border-radius:999px;background:#eaf5ff;color:var(--primary);font-weight:700}
h1,h2,h3{line-height:1.15;margin:0 0 16px}
h1{font-size:clamp(2.3rem,4.2vw,4.1rem)}
h2{font-size:clamp(1.6rem,2.8vw,2.6rem)}
h3{font-size:1.25rem}
.lead{font-size:1.13rem;color:var(--muted);max-width:60ch}
.trust-list,.check-list,.bullet-list,.footer-links{padding-left:20px}
.trust-list li,.check-list li,.bullet-list li{margin:9px 0}
.section{padding:52px 0}
.light{background:var(--bg)}
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:22px}
.card{background:#fff;border:1px solid #dce7ef;border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.mini-card{transition:transform .18s ease, box-shadow .18s ease}
.mini-card:hover{transform:translateY(-3px);box-shadow:0 12px 32px rgba(18,45,73,.12)}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:28px;align-items:start}
.split-visual{display:grid;grid-template-columns:.95fr 1.05fr;gap:28px;align-items:center}
.note-box{background:#ecf8f4;border-left:6px solid var(--aqua);padding:20px;border-radius:18px}
.cta-band{background:linear-gradient(135deg,var(--primary),#245ea9);color:#fff}
.cta-band a.btn-secondary{border-color:#fff;color:#fff;background:transparent}
.cta-flex{display:flex;align-items:center;justify-content:space-between;gap:20px}
.service-band{background:#eff7fc}
.site-footer{background:#10273c;color:#d6e2eb;padding-top:42px}
.site-footer a{color:#fff}
.footer-grid{display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:24px}
.footer-bottom{padding:16px 0 28px;border-top:1px solid rgba(255,255,255,.1);margin-top:24px}
details{background:#fff;border:1px solid #dce7ef;border-radius:16px;padding:16px 18px;margin:12px 0}
summary{cursor:pointer;font-weight:700}
.sticky-cta{position:fixed;right:16px;bottom:16px;display:flex;gap:10px;z-index:25}
.hero-image{box-shadow:var(--shadow)}
.contact-card{background:#fff;border:1px solid #dce7ef;border-radius:var(--radius);padding:24px;box-shadow:var(--shadow)}
.badge-row{display:flex;flex-wrap:wrap;gap:12px}
.badge{background:#eaf5ff;color:var(--primary);padding:10px 14px;border-radius:999px;font-weight:700}
table{width:100%;border-collapse:collapse;background:#fff;border-radius:18px;overflow:hidden;box-shadow:var(--shadow)}
th,td{padding:14px;border-bottom:1px solid #e6eef5;text-align:left}
@media (max-width:900px){
  .main-nav{display:none}
  .hero-grid,.two-col,.split-visual,.footer-grid,.card-grid{grid-template-columns:1fr}
  .cta-flex,.topbar{flex-direction:column;align-items:flex-start}
  .sticky-cta{left:12px;right:12px;justify-content:center}
  .sticky-cta .btn{flex:1}
}